Your referral group is a local economy, much like the city you live in.  As money is introduced into your group’s economy by way of referrals, members should choose to keep the money circulating in the economy.  They do that by spending the money with other members, and continuing to...

Every hour you invest doing something has an opportunity cost.  Every hour you spend doing one thing means you are not doing something else.  What else could you have done with that hour, and what would have been the return on that hour invested?  If you could have been more productiv...